Benefits & Rates

Learn about our premiums, available coverage options and additional benefits.

Benefit Details

Have questions? Please take a look at our list of frequently asked questions.

2027 Benefits

2026 Benefits

2027 Benefits

What’s New

👓 Enhanced Allowance

Standard Option members now receive an increased frame allowance of $160, providing greater flexibility and value when selecting new eyewear.

📍 Expanded Provider Network

Access more than 245,000 eye care providers nationwide, plus popular online retailers including Warby Parker.

Expanded access makes it easier to find quality vision care wherever you live, work, or travel.

✨ More Exclusive Collection Choices

We’ve added 40 new fashion-forward frames to our Exclusive Collection.

Members can choose from over 200 frame styles, including new color palettes, specialty sizing, and low-bridge fit options for adults and children.

💙 More Member Savings

Enjoy access to 100+ Blue365^® discounts from popular health, wellness, and lifestyle brands.

Save on fitness programs, meal-delivery services, travel offerings, and more to help support a healthy lifestyle year-round.

Benefit	High Option	Standard Option
Vision Care Exam (Including dilation)	You pay nothing for one exam per year.	You pay nothing for one exam per year.
Retinal Imaging	You pay a $29 copay.	You pay a $29 copay.
Eyeglass Lenses	You pay nothing for one pair per year.	You pay a $10 copay for one pair per year.
BCBS Exclusive Collection Frames	You pay nothing for one pair per year.	You pay nothing for one pair per year.
Frame Allowance (In lieu of Exclusive Collection Frames)	You receive a $200 frame allowance toward any other provider-supplied frames, including eligible smart eyewear purchased from in-network providers, plus 20% off charges over $200.¹ Or, you receive a $250 frame allowance at MyEyeDr.	You receive a $160 frame allowance toward any other provider-supplied frames, including eligible smart eyewear purchased from in-network providers, plus 20% off charges over $160.¹ Or, you receive a $210 frame allowance at MyEyeDr.
Contact Lenses (In lieu of eyeglasses)	You receive $150 per calendar year toward contact lenses, plus 15% off charges over $150.¹	You receive $140 per calendar year toward contact lenses, plus 15% off charges over $140.¹
Contact Lens Evaluation	You pay nothing for evaluation, fitting and follow-up for non-specialty lenses, plus 15% off charges over $60 for specialty contacts.	You pay a $55 copay for evaluation, fitting and follow-up for non-specialty lenses.
Children 13 and Under	You pay nothing for two vision care exams per year. If your child’s prescription changes, you pay nothing for one extra pair of lenses and Collection Frames.²	You pay nothing for two vision care exams per year. If your child’s prescription changes, you pay a $10 copay for one extra pair of lenses and Collection Frames.²
Adults With Specific Conditions Diabetes, hypertension, kidney disease, dementia, pregnancy, head and neck cancer patients with radiation therapy (HNCRT)	You pay nothing for two vision care exams per year. If your prescription changes, you pay nothing for one extra pair of lenses.²	You pay nothing for two vision care exams per year. If your prescription changes, you pay a $10 copay for one extra pair of lenses.²

1. Available at independent providers. Retail locations and online providers are not required to provide this discount.
2. Prescriptions changes must be at least a 0.5 diopter, 5.0 millimeter seg height or a lens type change. You may be required to get pre-authorization.

2026 Benefits

Learn more about your frame benefit options

Learn about 5 reasons to choose High Option

Benefit	High Option	Standard Option
Vision Care Exam (Including dilation)	You pay nothing for one exam per year.	You pay nothing for one exam per year.
Retinal Imaging	You pay a $29 copay.	You pay a $29 copay.
Eyeglass Lenses	You pay nothing for one pair per year.	You pay a $10 copay for one pair per year.
BCBS Exclusive Collection Frames	You pay nothing for one pair per year.	You pay nothing for one pair per year.
Frame Allowance (In lieu of Exclusive Collection Frames)	You receive a $200 frame allowance toward any other provider-supplied frames, plus 20% off charges over $200.¹ Or, you receive a $250 frame allowance at MyEyeDr.	You receive a $140 frame allowance toward any other provider-supplied frames, plus 20% off charges over $140.¹ Or, you receive a $190 frame allowance at MyEyeDr.
Contact Lenses (In lieu of eyeglasses)	You receive $150 per calendar year toward contact lenses, plus 15% off charges over $150.¹	You receive $140 per calendar year toward contact lenses, plus 15% off charges over $140.¹
Contact Lens Evaluation	You pay nothing for evaluation, fitting and follow-up for non-specialty lenses, plus 15% off charges over $60 for specialty contacts.	You pay a $55 copay for evaluation, fitting and follow-up for non-specialty lenses.
Children 13 and Under	You pay nothing for two vision care exams per year. If your child’s prescription changes, you pay nothing for one extra pair of lenses and Collection Frames.²	You pay nothing for two vision care exams per year. If your child’s prescription changes, you pay a $10 copay for one extra pair of lenses and Collection Frames.²
Adults With Specific Conditions Diabetes, hypertension, kidney disease, dementia, pregnancy, head and neck cancer patients with radiation therapy (HNCRT)	You pay nothing for two vision care exams per year. If your prescription changes, you pay nothing for one extra pair of lenses.²	You pay nothing for two vision care exams per year. If your prescription changes, you pay a $10 copay for one extra pair of lenses.²

Rates

2027 Rates

2026 Rates

2027 Rates

Enrollment Types	High Option		Standard Option
	Bi-weekly	Monthly	Bi-weekly	Monthly
Self	$5.82	$12.61	$3.56	$7.71
Self + 1	$11.63	$25.20	$7.12	$15.43
Self & Family	$17.45	$37.81	$10.68	$23.14

View prices for lens options and treatments

2026 Rates

Enrollment Types	High Option		Standard Option
	Bi-weekly	Monthly	Bi-weekly	Monthly
Self	$5.66	$12.26	$3.56	$7.71
Self + 1	$11.31	$24.51	$7.12	$15.43
Self & Family	$16.97	$36.77	$10.68	$23.14

View prices for lens options and treatments

Participating Network Providers

Accepted by over 245,000 providers, including MyEyeDr., America’s Best®, Costco®, LensCrafters®, Pearle Vision℠, Sam’s Club®, Target Optical℠, Visionworks®, Vista Optical℠, Walmart®, Warby Parker, and more!

National Retailers, Independent Providers, and Online Retailers: What's The Difference?

National retailers have multiple locations across the country and include Pearle Vision®, America’s Best®, Warby Parker®, Walmart® and more. Independent providers, on the other hand, are doctors with privately owned businesses. Some also carry the Exclusive Collection of frames. While online retailers have a digital presence, they may also have physical ‘brick-and-mortar’ locations.